As CPAs with a fiduciary duty to serve your best interests, Smith, Kunz most often serves as a quarterback in directing the financial planning needs of our clients. Our role in describing how taxes affect every aspect of life, combined with ZERO motivation to sell you a product make us a natural communications hub for all of the specialties required for a solid financial plan (law, investment advice, insurance). Let us help guide you through your critical plans.
Retirement Income/Social Security Planning
The question most clients ask is, “Will I have enough for my desired lifestyle in retirement?” This can be an overwhelmingly complex question for some people. Allow us to help you project your fiscal needs, and if you’ll have enough income to life comfortably in retirement. We can advise you on the best time to withdraw Social Security, which qualified retirement accounts to draw from first, and what kind of return you’ll need to expect on investments to avoid running out of cash too soon.
Higher education costs increases continue to outpace growth in the economy. How do you plan for such a large expense for your children, yourself, or other dependents you wish to assist in attending college? If college isn’t for you, what can you do to finance a trade school or other vocational training? We can help guide you through the myriad tax credits and deductions. We can help you prepare FAFSA forms. We can help you save for the future in tax-advantaged plans.
If you don’t find your specific need enumerated in detail on this website, please contact us to see if we can help. Our experience with thousands of clients has likely led us through the situation you’re encountering now. If not, we can connect you to an excellent network of specialized professionals that can help you with your need.